ChatGPT Plus costs $20 a month. Claude Pro costs the same, or $17 a month if you pay for a year. Google AI Pro is $19.99 (₹1,950 in India), and Google AI Plus is the cheapest paid plan in this report at $4.99 (₹399). At the top end, ChatGPT Pro goes up to $500 a month, while Claude and Google stop at about $200. These AI subscription prices were copied from each provider's own page on 7 November 2026, and we say plainly where a price was not published.
Source: OpenAI, Anthropic and Google pricing pages, checked November 2026
ChatGPT, Claude and Gemini plan prices
| Plan | Price a month | What it adds over the plan below |
|---|---|---|
| ChatGPT Go | Shown at checkout | More messages with tools, uploads, images and memory; may show ads |
| ChatGPT Plus | $20 (monthly only) | Advanced reasoning models, full deep research, Codex, Sites |
| ChatGPT Pro | $100, $200 or $500 | Three usage tiers, Pro reasoning, monthly API credits |
| Claude Pro | $17 yearly ($200), or $20 | Opus models, Research, Claude Code, more usage than Free |
| Claude Max | $100 | 5x Pro usage, $100 a month in API credits, priority access |
| Claude Ultra | $200 | 10x Pro weekly usage, no 5-hour limit, $200 in API credits |
| Google AI Plus | $4.99 | 2x free usage, Gemini in Gmail, 128k context, 400 GB storage |
| Google AI Pro | $19.99 | Pro model, 4x free usage, 1M context, 5 TB storage |
| Google AI Ultra | $99.99 or $199.99 | 5x or 20x AI Pro usage |
All three also have a free plan. OpenAI shows Go's price at checkout, so we could not print a fixed figure. Claude prices exclude tax.
Source: chatgpt.com/pricing, help.openai.com, claude.com/pricing, gemini.google/subscriptions, checked November 2026
Cheapest to most expensive paid personal plan, US dollars a month
| ChatGPT | $20 to $500 |
| Claude | $17 to $200 |
| Google AI | $4.99 to $199.99 |
| Perplexity | $17 to $167 |
| Microsoft 365 | $9.99 to $99.99 |
| Mistral | $14.99 |
ChatGPT starts at Plus here because Go's price is only shown at checkout. Claude and Perplexity lows are yearly-billed prices.
Source: Provider pricing pages, checked November 2026
Perplexity, Copilot and Mistral prices
| Plan | Price a month | What you get |
|---|---|---|
| Perplexity Pro | $17, billed yearly | Top AI models, deep research, more usage and memory |
| Perplexity Max | $167, billed yearly | Highest usage limits, expert-level research |
| Microsoft 365 Personal | $9.99, or $99.99 a year | Copilot in Word, Excel, PowerPoint, Outlook; 1 TB |
| Microsoft 365 Family | $12.99, or $129.99 a year | Up to 6 people; AI for the owner only |
| Microsoft 365 Premium | $19.99, or $199.99 a year | Extensive Copilot usage; Microsoft's pick for AI |
| Microsoft 365 Pro | $99.99 (monthly only) | Highest Copilot usage, 5 TB shared storage |
| Mistral Vibe Pro | $14.99 plus tax | More messages and searches, all-day coding; $5.99 for students |
| SuperGrok (xAI) | Not published | Higher Grok limits; price not on a page we could read |
Perplexity shows only yearly-billed prices on its pricing page. Microsoft 365 Personal, Family and Premium offer a one-month free trial.
Source: perplexity.ai/hub/pricing, microsoft.com, mistral.ai/pricing, x.ai/grok, checked November 2026
AI subscription prices in India
Only some providers publish rupee prices on their Indian pages. Google and Microsoft do. OpenAI supports billing in rupees but shows the amount at checkout, and Anthropic's plan page lists US dollars only, so you pay in dollars with whatever your card charges for conversion.
| Plan | Per month | Per year |
|---|---|---|
| Google AI Plus | ₹399 | Not listed |
| Google AI Pro | ₹1,950 | Not listed |
| Google AI Ultra | ₹6,500 or ₹19,500 | Not listed |
| Microsoft 365 Personal | ₹689 | ₹6,899 |
| Microsoft 365 Family | ₹819 | ₹8,199 |
| Microsoft 365 Premium | ₹1,999 | ₹19,999 |
| ChatGPT Go, Plus, Pro | At checkout | No yearly Plus plan |
| Claude Pro, Max, Ultra | US dollars only | $200 a year for Pro |
Source: gemini.google/in/subscriptions, microsoft.com/en-in, help.openai.com, claude.com/pricing, checked November 2026
Monthly or yearly: where paying upfront saves money
Yearly price compared with 12 monthly payments, US dollars
| Claude Pro | $40 |
| Microsoft 365 Premium | $39.89 |
| Microsoft 365 Family | $25.89 |
| Microsoft 365 Personal | $19.89 |
| ChatGPT Plus | No yearly plan |
Claude Pro: $240 a year paid monthly against $200 paid yearly. Microsoft 365: 12 times the monthly price against the yearly price. Google lists monthly prices only.
Source: claude.com/pricing, microsoft.com, help.openai.com, checked November 2026
A yearly plan only saves money if you are sure you will use it for 12 months. AI plans change often, and today Claude has four personal tiers, Google three paid ones and OpenAI three levels of Pro alone. If you are still deciding between tools, pay monthly for the first two or three months and switch to yearly once you know which one you open every day.
Which AI subscription is cheapest for what you need?
For plain chat, the cheapest option is often no subscription at all. ChatGPT's free plan includes unlimited everyday text chats, and our guide to free AI models covers what every free plan really includes. If you need more than free, Google AI Plus at $4.99 is the lowest-priced paid plan here, and Microsoft 365 Personal at $9.99 is good value if you also want Office and 1 TB of storage.
Around the $20 mark the price differences mostly disappear and the choice comes down to what each tool does best. Our page on cheaper alternatives to ChatGPT Plus lays out what you give up with each one, and ChatGPT alternatives matches each tool to a type of work.
Where AI4Chat's price fits
AI4Chat Unlimited works differently from the plans above: it bundles a chat assistant with a photo editor, an image generator, text to speech, music and a humanizer under one subscription. It starts with a 7-day free trial, and the price is set by country, so we don't print one number here. The pricing page shows yours before you pay.
How we collected these prices
On 7 November 2026 we opened each provider's own pricing page, plus OpenAI's help articles where the pricing page loads prices only at checkout. We copied the list price for each personal plan. We left out business and team plans, and any price we could not read on an official page, rather than take it from a third-party site. Prices change often, so check the provider's page before you buy.
Questions people ask
How much is ChatGPT Plus a month?
$20 a month in US dollars, billed monthly. OpenAI does not offer a yearly Plus plan. In countries with local-currency billing, such as India, the amount is shown at checkout.
Is ChatGPT Go free?
No, Go is a paid plan that sits between Free and Plus. OpenAI shows its price at checkout, and the currency depends on your country. If you see a free Go offer, read the terms on the checkout screen before you sign up.
How much does Claude Pro cost?
$20 a month billed monthly, or $17 a month when you pay $200 for a year. Max is $100 a month and Ultra is $200. Anthropic lists these in US dollars and says they don't include tax.
How much is Google AI Pro in India?
₹1,950 a month on Google's Indian plan page. Google AI Plus is ₹399 a month, and AI Ultra is ₹6,500 or ₹19,500 depending on the usage level.
What is the cheapest AI subscription?
Of the plans we checked, Google AI Plus at $4.99 a month (₹399 in India) is the cheapest paid plan from a major provider. Every big assistant also has a free plan, and for plain chat that may be all you need.
Why is ChatGPT Pro so expensive?
Pro is aimed at people who run long reasoning, research and coding jobs every day. It comes in three usage tiers at $100, $200 and $500 a month, and the higher tiers include monthly API credits. Most people never need it.